A friend of mine has been interested in starting to invest. He has been looking at some of the Vanguard Mutual Funds and was having a hard time deciding which on to get started with. He started reading up on VFINX and VFIAX but found it confusing in determining the key differences and minimum account … Keep Reading
When the economy seems to be in turmoil, worries about job losses around every corner, and problems coping with skittish stock market readings, it’s easy to see why so many people believe a recession is around the corner. Economist predictions say similar, which means that it’s time to stock up on suitable investments that can weather … Keep Reading
Whether you’re doing your taxes by hand or using tax software like TurboTax or H&R Block, you’ll get a decent amount of insight into your financial stability. However, you might be a little confused when you see that you have something called a “negative effective tax rate.” Suddenly, the government owes you money at the … Keep Reading
If you are a state employee looking at retirement benefits and are having to choose between PERS 2 and PERS 3, you only have 90 days to make a decision before you are automatically enrolled in PERS 3. This article should help you understand both plans so you can make an informed decision. What’s the … Keep Reading
If you’ve been investing a while or are just getting started, chances are you’ve come across the term realized income. What exactly is Realized Income? That’s what we’re going to discuss here! Realized income is the summation of all income that is actually received when earned and consists of all income from sales, work, services, … Keep Reading
If you own your own business with no additional employees, you may want to start a Solo 401(k). One of the biggest Brokerages out there that is E-Trade. Does E-Trade offer a solo 401(k)? E-Trade offers a Solo 401(k) plan which they refer to as an Individual 401(k). The contribution limits are $57,000 under 50 … Keep Reading
The first time I received a dividend, I didn’t know what it was. I just logged into my account to see how my portfolio was doing and saw a notification that I received $4.56 due to a dividend payout. I remember thinking, “Where did this come from?” It was a pleasant surprise since I didn’t … Keep Reading
When I started investing, I didn’t know about dividends. In fact, the only thing I knew was that you’re supposed to buy stocks when the price is low and selling them when the price is high. The first time I found out, was when I looked in my brokerage account and had a notification that … Keep Reading
For some, finishing college is a new beginning. It’s a new chapter in life filled with opportunity. For others, college didn’t work out and opportunity took on a different name called obligation. No matter which path you ended up on, you probably have student loans. In fact, since you’re reading this article, I would say … Keep Reading
If you’ve heard of Robo-Investors, you probably know the names Betterment and Acorns. M1 Finance takes the aspects of these Robo-Investors and makes it more customizable and personable. This M1 Finance Review goes into a live account so you can see for yourself what it’s all about! When I first started investing, I never heard … Keep Reading